# What is GOSI?

GOSI stands for General Organization for Social Insurance.

GOSI is Saudi Arabia's social insurance authority, collecting mandatory contributions from employers and employees to fund pensions and occupational hazard cover.

## GOSI explained

Contribution rates differ by nationality. Saudi nationals attract pension, unemployment (SANED) and occupational hazard contributions split between employer and employee; non-Saudi employees are generally covered for occupational hazards only, paid by the employer.

Contributions are calculated on a defined contributory wage, typically basic salary plus housing allowance, subject to floors and ceilings. Registering and deregistering employees within the required window is an employer obligation.

Because GOSI wage definitions differ from the definitions used for end-of-service and for Mudad wage protection, Saudi payroll routinely maintains several parallel wage bases — a common source of error in systems not built for the market.

## How NeuralHR.AI handles GOSI

- [GOSI payroll software Saudi](https://neuralhr.ai/en/gosi-payroll-software-saudi)
- [GOSI-compliant HRMS Saudi Arabia](https://neuralhr.ai/en/gosi-compliant-hrms-saudi-arabia)

## Related terms

- [SANED](https://neuralhr.ai/en/hr-glossary/saned): SANED is Saudi Arabia's unemployment insurance programme, administered by GOSI, which pays a temporary benefit to Saudi nationals who lose employment involuntarily.
- [Qiwa](https://neuralhr.ai/en/hr-glossary/qiwa): Qiwa is the Saudi Ministry of Human Resources digital platform used to authenticate employment contracts, manage work permits and track establishment compliance.
- [Mudad](https://neuralhr.ai/en/hr-glossary/mudad): Mudad is Saudi Arabia's wage protection platform, through which employers file payroll data so the ministry can verify that wages were paid correctly and on time.
- [Nitaqat](https://neuralhr.ai/en/hr-glossary/nitaqat): Nitaqat is Saudi Arabia's Saudization programme, which grades private-sector establishments into coloured bands according to the proportion of Saudi nationals they employ.

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Canonical page: https://neuralhr.ai/en/hr-glossary/gosi
Last verified: 2026-08-01

Published by NeuralHR.AI — AI-native HR and payroll platform for the UAE, Saudi Arabia and India.